Don't borrow if you cannot repay the loan solves the "crisis."

Congressman, we need a bill that will help all students, not just those closely connected to publc employees. We need relief for those kids who wish to aspire to becoming job creators as well. College education is the victim of greed. Nice start maybe, but will help you out being a "Public Servant" but not all of your constituents who labor under this extreme expense. Not advocating college education be free. Just want interest rate affordable and the chance to refinance for lower interest rates like mortgages. This college debt not only affects student but their co-signors (parents usually) as well.

I am against using taxpayer [my] money to fund these schemes. Restructuring is OK but not forgiveness. A deal is a deal.
Mike Moreno

NO forgiveness, perhaps restructuring. When I when to college I worked 23 hours a week during the school year doing manual labor. During the summer I worked 70 hours a week, also manual labor. In the end I had to borrow $600.00 but paid it back in 3 months.

If people are going to borrow, they need to show some initiative other than standing outside a Democrat rally yelling for free college!

When my wife and I graduated from college we had a combined, borrowed debt equal to our combined gross salaries. We paid off the loans in 3 years and learned some valuable life lessons - thrift, sacrifice (no new cars, furniture, vacations), and responsibility to a commitment to repay.

Government should not be taking away these life lessons from our kids today nor should they be singling out benefits by career choice (public service) where many of the benefits are already tons better than the private sector (retirement at 55, generous retirement plans, guaranteed employment).

Once again, politicians dividing us by their criteria instead of treating us all "equal under the law".

Ok, Collge debt is a problem.
But again our leaders are trying to fit the problem after the fact.

Maybe we should lower the cost of college.

So each college is broken into different schools. That's where the waste starts. I will pick one area IT. The Unversity has and IT department then each school has their IT department and teams. Thier is no need for this, convert the IT team to one and reduce the staff and cost.

So stop asking the taxes payers for more money and let's ask the Universtiy to look a the business they are educating students for and take some on they business practices and cut some ops cost. This only one area on many.

Dear Congressman Swalwell,

Any updates on the alternative to Kate's Law you were going to work so diligently to craft?

You know, it's one of those problems that, well, would take actual courage to fix?

Enjoy your many re-elections to come....

Or we could act as adults and educate ourselves on what it means to take on debt like this. And we need the government to remind us every year as the payment options available to us? If you can't do something as simple as researching payment options then you shouldn't be taking out the loan to begin with.

As a father with a college student I know firsthand the costs of college. The only thing government has done to this point is to help drive the costs through the roof. They've done zero to keep costs down and all you have to look to the UC & CSU systems for proof. Both are 100% broken.

So what's next? Are we going to forgive home loans, wait we already did that. So much for teaching our kids personal responsibility and life lessons.

The best solution is to make consumer finance a mandatory part of public education. The core problem is making a bad financial decision in many cases - going to expensive colleges without doing the calculations to see if it makes sense. Here's one example - your income potential with a bachelors degree in psychology is very low. Don't go to an expensive private school if you plan to major in psychology.

We have to be smart consumers about the cost of education. It starts with teaching young people financial principles, not bailing them out later. Fix the problem, not the symptom.

Yes, let's launch a taxpayer funded effort to educate people that very expensive colleges are, well, very expensive.

Hey on a related topic, does anyone have any updates on the increase of out of state students being admitted to the UC system?

Not to fear, I have one right here:

"UC schools harm local students by admitting so many from out of state, audit finds"
Web Link

I wonder, doe$ the Congre$$man have an opinion on thi$ i$$ue???????

Sorry team, if you're not cynical, you're simply not paying attention here in the Golden State.

Big Government Democrats CAUSED this student debt crisis and now the ohhh sooo wise Democrat Social Engineers want to "FIX" the mess they created.

Hey Swalwell...why do you have such little faith in the private sector? Stay away and let the private sector compete without your interference.

With all that new "free time" on your hands, go read Milton Friedman's "Free to Choose" on the wonders of the free market system. (Warning tho...it doesn't have a coloring section for people like you.)